Information on this site is advertising in nature Financial Education Centre, Manchester
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Terms of Use

Conditions governing your use of our website and services

Acceptance of Terms

By accessing and using this website (sultrcondi.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you should not use this website. We reserve the right to modify these terms at any time, and your continued use of the website constitutes acceptance of any changes.

About Our Services

sultrcondi provides educational programmes and resources relating to financial management and money skills. Our services include in-person courses, workshops, and educational materials. The information provided through our website and courses is for educational purposes only and does not constitute financial advice.

Educational Nature of Content

All content on this website and delivered through our courses is educational in nature. We do not provide regulated financial advice, and our instructors are not authorised by the Financial Conduct Authority to provide personal financial recommendations. The information presented should not be relied upon for making specific financial decisions.

Before making any financial decisions, we recommend consulting with a qualified, regulated financial adviser who can consider your individual circumstances.

Use of Website

You may use this website for lawful purposes only. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorised access to any part of the website or its systems
  • Transmit any malicious code, viruses, or harmful content
  • Collect or harvest any information from the website without authorisation
  • Use automated systems to access the website in a manner that exceeds reasonable use
  • Impersonate any person or entity or misrepresent your affiliation
  • Interfere with the proper functioning of the website

Intellectual Property

All content on this website, including text, graphics, logos, images, course materials, and software, is the property of sultrcondi or its content suppliers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.

Limited permission is granted to download and print materials for personal, non-commercial educational use, provided you maintain all copyright and proprietary notices.

Course Enrolment and Payment

Enrolment

Course enrolment is subject to availability and confirmation by our admissions team. Submitting an enquiry does not guarantee a place on any course. We reserve the right to refuse enrolment at our discretion.

Payment

Full payment is required before course commencement unless an instalment plan has been agreed in writing. Prices displayed on the website are subject to change and should be confirmed at the time of enrolment.

Cancellation and Refunds

Cancellations made more than fourteen days before course start are eligible for a full refund minus a £25 administrative fee. Cancellations made seven to fourteen days before course start are eligible for a 50% refund. Cancellations made less than seven days before course start are not eligible for refunds but may be eligible for transfer to a future course at our discretion.

Course Changes

We reserve the right to change course dates, venues, instructors, or content. In the event of significant changes, enrolled participants will be offered the option of attending the revised course, transferring to an alternative course, or receiving a full refund.

Limitation of Liability

To the fullest extent permitted by law, sultrcondi shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from:

  • Your use of or inability to use the website or services
  • Any errors or omissions in website content
  • Any financial decisions made based on information provided through our educational programmes
  • Any unauthorised access to or use of our servers or personal information

Our total liability for any claims arising from your use of the website or services shall not exceed the amount you paid for the specific service giving rise to the claim.

Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

We do not guarantee any specific outcomes from participation in our educational programmes. Results will vary based on individual circumstances, effort, and application of concepts learned.

Indemnification

You agree to indemnify, defend, and hold harmless sultrcondi, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or services, your violation of these Terms of Use, or your violation of any rights of another party.

External Links

Our website may contain links to third-party websites. These links are provided for your convenience and information only. We have no control over the content of linked websites and are not responsible for their content, privacy practices, or availability. The inclusion of any link does not imply endorsement by sultrcondi.

Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding your personal information.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any specific terms provided at the time of service enrolment, constitute the entire agreement between you and sultrcondi regarding your use of the website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

sultrcondi
47 Portland Street
Manchester, M1 3LF
United Kingdom

Email: [email protected]

Last updated: August 2024

sultrcondi

Empowering financial understanding across generations. Based in Manchester, serving learners throughout the North West and online.

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Financial Education Centre
47 Portland Street
Manchester, M1 3LF
United Kingdom

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